Insurance and Financing for Orthodontics in Santa Rosa
- Nothing should stand in the way of healthcare for you or your loved ones.
Financing options make it easy to invest in your smile.
When it comes to paying for your orthodontic care, we offer a range of options to suit your budget.
Insurance
Many insurance plans cover orthodontics, and our team will assist by verifying your eligibility. We are in-network with PPO plans, including Delta Dental.
To simplify your life, we’ll file your insurance claims and accept assignment of benefits (AOB), which can also help reduce your overall out-of-pocket expenses.
Orthodontic care is also an eligible medical expense for HSA or FSA plans, and many families use these funds toward treatment costs.
Extended financing
Most of our Santa Rosa and Sonoma County patients who choose not to pay in full take advantage of our in-office 0% financing plans, with as little as $500 down and monthly payments around $250. You can also use our third party financing partner or one of your choice.
For those who choose to pay in full, we offer a bookkeeping discount of up to 5%.
We're happy to help you find an option that fits your budget.
Call 707-525-1180 or click here to speak with our team.
You can also schedule a complimentary consultation and we’ll be happy to answer any questions.
Orthodontic financing made easy.
The cost of your orthodontic treatment will vary depending on your needs and treatment plan. Dr. Lynskey and her team will discuss the cost of your treatment with you and your payment options. Together, we will create a payment plan that fits your budget.
Option A
Lynskey Orthodontics In-Office 0% Financing
- Down payments as low as $500
- Monthly payments as low as $250
- Interest-free
- Coordination with your FSA or HSA
Option B
Cherry Third-Party Financing
- Flexible terms from 8 weeks to 60 months
- High approval rates and no hard credit checks
- 60-second application/approval process
Option C
Pay in Full
- Pay-in-full discount up to 5%
- Multi-family discounts
- Most major credit cards and insurance plans accepted
— Kelly J.
Santa Rosa, CA
Frequently asked questions
Do I need to pay for my orthodontic treatment up front or are there payment plan options?
Yes, you have multiple payment options with Lynskey Orthodontics:
You can take advantage of our 0% in-office plans or use our third party partner, Cherry Financing. This way, you can make a down payment to begin your orthodontic treatment and secure your treatment plan.
If you’re covered by insurance, we are in-network with PPO dental insurance plans, and we’ll file your claims and accept assignment of benefits (AOB).
Alternatively, you can pay in full and receive a bookkeeping courtesy discount of up to 5%.
We’re happy to help you choose a financing option that fits your budget. Call 707-525-1180 or click here to speak with our team.
You can also schedule a complimentary consultation at our central Santa Rosa offices, and we’ll be happy to answer any questions.
What does my Lynskey Orthodontics contract include?
All of our orthodontic contracts include the services Dr. Lynskey and her team provide in the office: diagnostic records (X-rays, photographs, 3D digital scans), periodic adjustment appointments, appliance removal, and retainers.
Our contracts do not include dental checkups, cleanings, extractions, restorations, or surgical procedures performed outside our office.
We’re happy to clarify anything and everything about your orthodontic care and our contracts. Call 707-525-1180 or click here to speak with our team.
You can also schedule a complimentary consultation at our central Santa Rosa offices, and we’ll be happy to answer any questions.
My child needs orthodontic care but it's beyond my budget and I don't qualify for Cherry Financing. Do I still have options?
Yes, you still have options! Dr. Lynskey is a board member of Smiles Changes Lives, a nonprofit that connects at-need families with orthodontic providers who treat kiddos under the age of 18 for a low application fee.
Do I need a referral to see Dr. Lynskey about orthodontic care in Santa Rosa?
No, no referral is needed – you can schedule a complimentary consultation directly with our Santa Rosa office.
Conveniently located at
- Just minutes from Rohnert Park, CA and Windsor, CA